Comprehensive breakdown insurance
Discover Mutuaide’s comprehensive breakdown insurance tailored to the needs of brokers and distributors in the automotive industry.
What is comprehensive breakdown insurance?
When the vehicle is no longer covered by the manufacturer’s warranty and in the event of a breakdown, Mutuaide’s comprehensive breakdown insurance covers the cost of the repairs at a garage.
This insurance therefore naturally complements the motor insurance policy, which covers the costs linked to accidental damage, theft or fire.
What does Mutuaide’s comprehensive breakdown insurance cover?
The Mutuaide policies cover vehicle breakdowns, whether or not the vehicle is immobilized.
A list of issues covered is established upon the signing of the policy, which covers the cost of parts and labour as set out in the garage’s invoice, for 3 main types of breakdown risks:
- mechanical,
- electric,
- electronic
Our comprehensive breakdown insurance offers
- STANDARD or TAILORED
A number of complementary types of cover can be combined with the comprehensive breakdown policies:
- Fixed compensation in the event of theft or destruction
- Excess cover
- Assistance for persons and vehicles
- Speed camera cover (speed awareness course, new licence, etc.)
- Loss of no-claims bonus (cover for increased insurance premium)
- Second expert opinion in the event of a dispute regarding amounts of compensation
- Motor legal protection
- Replacement vehicle
- Cover for theft and loss of keys and documents
Distribution
Developed as a B2B2C product for benefit of end-customers, the vehicle owners.
Mutuaide develops standard and tailored solutions for all types of major players in the automotive world.
Comprehensive breakdown insurance - Vehicle mechanical breakdown - the future of cover, not the past!
I would like to find out more
01.45.16.63.35
Eligibility conditions
For private individuals:
- New vehicles: subscription as an extension to the manufacturer’s warranty. In this case, the mechanical breakdown cover takes over once the manufacturer’s warranty is no longer effective
- Used vehicles: subscription at the time of purchase or at any other time.
For professionals:
-
New standard or utility vehicles: subscription as an extension to the manufacturer’s warranty. In this case, the mechanical breakdown cover takes over once the manufacturer’s warranty is no longer effective
-
Used standard or utility vehicles: subscription at the time of purchase or at any other time.
How to market this Mutuaide cover?
Based on the motor insurance policy:
- Insurance companies
- IARD, 45, interprofessional and specialized mutual insurers
- Retail brokers
- Wholesale brokers
- Comparative sites
- Bancassurance (networks, online, mobile apps)
Based on the automotive world:
- Collaborative websites (car hire, carpooling, etc.)
- Blogs, forums, columnists, etc.
- Oil companies
- Producers and distributors of automotive accessories, parts and cleaning products